Fincare Business Finance Unlisted Share Price
As of , the indicative unlisted share price of Fincare Business Finance is ₹114 per share. This is an over-the-counter reference price, not a stock-exchange quote.
As of , Fincare Business Finance is not listed on any Indian stock exchange (NSE or BSE) — its shares trade in the unlisted, over-the-counter (pre-IPO) market.
| Price / unit | ₹114 |
|---|---|
| Market cap | ₹2,805 Cr |
| Min. investment | ₹10,260 |
| Lot size | 90 |
| P/E ratio | 45.97 |
| P/B ratio | 3.05 |
What is Fincare Business Finance?
Fincare Business Finance is an unlisted Financials company whose shares trade in India's over-the-counter (pre-IPO) market and settle in demat form (NSDL/CDSL).
Fincare Business Services Limited, commonly listed in the unlisted market as "Fincare Business Finance," is a holding company registered as a Non-Deposit taking Systemically Important Core Investment Company (CIC-ND-SI) with the Reserve Bank of India. Incorporated in Gujarat in August 2014 as a private company and later converted into a public limited company, the entity is headquartered in Bengaluru, Karnataka. Its primary historical role was to act as the apex holding vehicle for the Fincare group, channeling capital into and holding the controlling stake in its principal operating subsidiary, Fincare Small Finance Bank Limited. Through that subsidiary, the group built a presence in microfinance and small-ticket lending, serving unbanked and underbanked customers across rural and semi-urban India with a digital-first delivery model. At its scale, the underlying banking franchise managed a multi-thousand-crore gross loan portfolio and a borrower base running into the millions, positioning the group among the recognised small finance bank platforms in the country. The company's cap table historically featured institutional and private-equity backing associated with the broader Fincare platform. A defining corporate event reshaped the structure: Fincare Small Finance Bank merged into AU Small Finance Bank Limited, a listed entity, effective 1 April 2024, via a share-swap arrangement. As a result, the holding company's chief asset transitioned into shares of the listed acquirer. Fincare Business Services subsequently entered a voluntary liquidation process, under which the AU Small Finance Bank shares it holds are intended to be distributed to its outstanding shareholders. Interest in the company within the unlisted market stems largely from this transition. Because its own shares remain unlisted while it holds shares of a listed bank pending distribution, participants track it as an indirect, pre-distribution holding-company position rather than as an operating business. Its indicative price therefore reflects the market's running view of the holding structure and the pending liquidation timeline.
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Frequently asked questions
No. As of 16 July 2026, Fincare Business Finance is an unlisted company whose shares trade over-the-counter; it would list only if and when it completes an IPO.
The minimum lot is 90 share(s); at the indicative price of about ₹114, that is approximately ₹10,260. Indicative reference, not a quote.
As of 16 July 2026, the indicative unlisted share price of Fincare Business Finance is ₹114 per share. This is an over-the-counter reference price, not a stock-exchange quote.
Fincare Business Finance is the common unlisted-market name for Fincare Business Services Limited, a holding company registered with the RBI as a Non-Deposit taking Systemically Important Core Investment Company (CIC-ND-SI). Historically, it served as the apex holding vehicle for the Fincare group and held the controlling stake in its operating subsidiary, Fincare Small Finance Bank, which focused on microfinance and small-ticket lending. Following the subsidiary's merger into AU Small Finance Bank, the holding company entered a voluntary liquidation process.
Fincare Business Services Limited is not listed or traded on the NSE or BSE main board; its shares are unlisted. Note that its former subsidiary, Fincare Small Finance Bank, merged into the listed AU Small Finance Bank, and the holding company is in liquidation. Unlisted shares are generally transacted off-market through SEBI-registered intermediaries and dealers, settled in dematerialised form via NSDL or CDSL. This is general information, not a solicitation or advice to transact.
The indicative price is a reference figure quoted in the private, over-the-counter unlisted market and is not an official exchange price. It is shaped by buyer and seller demand and supply, the value of the AU Small Finance Bank shares the holding company holds pending distribution, the expected share-swap or distribution ratio, the progress and timeline of the liquidation process, and overall liquidity in the unlisted market. Quoted levels can vary between dealers and change over time.
Fincare Business Services Limited carries CIN U74900GJ2014PLC132578 and ISIN INE957R01025, with a face value of ₹1 per share. It was incorporated in 2014 and is registered in Bengaluru, Karnataka. Operationally, it functioned as a core investment holding company rather than a direct lender. A central feature of its current profile is the post-merger structure, under which it holds AU Small Finance Bank shares intended for distribution to its shareholders during liquidation. Figures shown are indicative and should be independently verified.
They can. If the company declares a dividend, unlisted shareholders are eligible like any other shareholder. Many unlisted firms reinvest profits, so dividends are not guaranteed.
After listing, unlisted shares convert into regular listed shares in your demat account and can be traded on the exchange, usually once any applicable SEBI lock-in period ends.
Unlisted shares are less liquid than listed shares. You can sell when a buyer is available through an off-market transfer; there is no continuous exchange market, so exits can take longer.
Unlisted shares carry higher risk and lower liquidity than listed shares, with fewer disclosures and no live market price. This is general information, not investment advice — assess suitability before investing.
An unlisted share price is an indicative, over-the-counter reference set by demand and supply in private deals between buyers and sellers. There is no live exchange quote, so prices can vary across dealers and over time.
Yes. Unlisted shares are delivered in dematerialised form, so you need an active demat account (NSDL or CDSL). No special account type is required — a regular demat account works.
Unlisted shares are sold through an off-market transfer to a buyer via a registered intermediary, settling from your demat account with a contract note. Liquidity depends on buyer availability, so exits can take longer than listed shares.
Fincare Business Finance vs similar unlisted Financials shares
Indicative over-the-counter prices, as of 16 July 2026. Information only — not a recommendation or ranking.